Commercial Public Insurance Adjusting

Commercial Public Insurance Adjusting

A disaster unexpectedly damages, stalls, or destroys your business. In the critical aftermath, it’s enough of a responsibility to focus on maintaining operations and keeping your customers. Do you also have the time and knowledge to properly handle your insurance company and get what you are owed from your policy? They will naturally limit their financial exposure to your claim, which will include sending their own team to assess the damage and determine what to pay you. Who then can you trust to protect your interests and business?

Our professional public adjusters are there to lift that burden from beginning to end in your insurance claim process. Our public adjusters work only for you, not the insurance company. We level the playing field with our expertise in evaluating, documenting, and negotiating your insurance claim for the full, fair and correct amount so you can get back to business sooner.

Areas of Expertise

  • Our Public Adjusters review all insurance policies and leases in place at the time of the loss to identify your duties under those documents.

  • We Identify all coverages in your insurance policy that may affect your total recovery.

  • Coordinate and integrate all areas of the claim preparation effort with ongoing operations for the overall recovery process.

Building and Contents Claims

  • Investigate all "on-site" property damage to the building

  • Prepare details of the loss using replacement costs and actual cash values where applicable

  • Prepare a concise, detailed, well-documented claim.recovery process

  • Analyze all "on-site" damage to

  • personal property

  • Prepare all valuations necessitated by coinsurance provisions

  • Coordinate the necessary experts and "expert reports" to support and assemble the claim

Loss of Income & Business Interruption Claims

  • Advise policyholder on how to collect and develop information.

  • Determine the appropriate period of suspension, total or partial.

  • Determine claim limitations (specific amount or actual loss sustained).

  • Instruct policyholder on actions that will mitigate the loss.

Residential and Homeowner Association Adjusting

Residential and HOA claims generally involve more emotions and less knowledge of the insurance industry because the policyholders are regular homeowners like you and me. The staff of Safe Harbor team understands this and is able to make their clients feel very comfortable throughout the whole claim process. They still touch on just about all of the areas as described in the Commercial Public Insurance Adjusting section in order to provide a comprehensive settlement while keeping the client comfortable and informed.

Contact

332 W Interstate Rd, Addison, IL 60101, USA

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