TERMS OF SERVICES

Effective Date: February  3, 2026
Business Name: Safe Harbor Public Adjusters LLC

These Terms of Service (“Terms”) govern your use of the Safe Harbor Public Adjusters LLC website and services. By accessing or using our website, or submitting any form or contact information, you agree to these Terms and our Privacy Policy.

If you do not agree with these Terms, please refrain from using our website or services.

1. About Our Services

Safe Harbor Public Adjusters provides insurance-related information, resources, and services to users through this website. We assist with insurance inquiries, quotes, consultations, and customer support. All services are provided for informational and support purposes and do not constitute legal or financial advice.

2. SMS/Text Communication Consent (A2P 10DLC & TCR Compliance)

2.1 Consent Requirement

By submitting a form on our website, you may be given the option to opt in to receive SMS/text messages. The opt-in language will read:

“I consent to receive SMS/text communications from Safe Harbor PA and agree to the terms outlined in the Privacy Policy and Terms of Service.”

Consent is collected via a mandatory checkbox and securely logged in accordance with A2P 10DLC and TCR requirements.

2.2 Message Terms

Message frequency may vary based on your interactions.

Standard message and data rates may apply.

You can opt out at any time by replying “STOP” to any text message from us.

We do not send marketing or service messages without explicit user opt-in.

3. SMS Messaging Terms
By opting in to receive SMS messages from Safe Harbor Public Adjusters LLC, you consent to receive promotional and informational text messages, which may include updates, offers, confirmations, and service notices. Message frequency may vary.

Message and data rates may apply. You may opt out at any time by replying STOP to any message. For help, reply HELP.

Carriers are not liable for delayed or undelivered messages.

This service is only available to individuals 18 years or older.

For any support inquiries, please contact us at [email protected].

4. Use of Website

By using this site, you agree to:

Provide accurate and truthful information

Not use the website for any fraudulent, malicious, or unlawful purposes

Not attempt to gain unauthorized access to data or systems

Refrain from impersonating any person or entity

5. Insurance Disclaimers

Information presented on this website is for general guidance only.

Insurance quotes, coverage, and eligibility may vary based on provider policies and regulations.

All final insurance decisions, approvals, or denials are made by licensed insurance carriers.

You are encouraged to consult with a licensed insurance advisor for detailed advice.

6. Intellectual Property

All content on this website—including branding, text, images, and tools—is the intellectual property of Safe Harbor PA or its licensors. You may not reproduce or distribute any content without express written permission.

7. Limitation of Liability

To the maximum extent permitted by law, Safe Harbor PA is not liable for:

Any indirect, incidental, or consequential damages

Delays or interruptions in website availability or communications

Decisions made based on information or services provided through this site

8. Third-Party Links

This site may contain links to third-party websites or services. Safe Harbor PA is not responsible for the content or privacy practices of these external websites.

9. Termination

We reserve the right to suspend or terminate access to the website or communication services at our discretion, especially for violations of these Terms or abuse of our systems.

10. Modifications to Terms

We may update these Terms periodically. Updates will be posted on this page with a revised "Effective Date." Continued use of our services after updates constitutes acceptance of the new terms.

11. Governing Law

These Terms are governed by the laws of the Commonwealth of Pennsylvania. Any disputes shall be resolved in state or federal courts located in Pennsylvania.

12. Contact Information

For questions regarding these Terms or to request support:

Safe Harbor PA
📧 [email protected]
📍 332 W Interstate Rd, Addison, IL 60101
🌐 https://safeharborpa.com